Effective Date: 08/30/2024
Contact: Unaffiliate, 5830 E 2ND ST, STE 7000, Casper, Wyoming, 82609 • contact@unaffiliate.co • 915-289-6068
Welcome to Unaffiliate. These Terms & Conditions (“Terms”) form a binding legal agreement between you (“User,” “you,” or “your”) and Unaffiliate, Inc. (“Unaffiliate,” “we,” “us,” or “our”). These Terms govern your use of the Unaffiliate website, platform, services, and applications (“Platform”). By accessing or using the Platform, you agree to these Terms. If you do not agree, you may not use the Platform.
“Host” – an individual or business that lists a property, venue, or service on the Platform.
“Guest” – an individual or business booking through the Platform.
“Freelancer” – a service provider offering skills or labor through the Platform.
“COI” (Certificate of Insurance) – proof of a Host’s active Commercial General Liability policy.
“Safety Shield” – Unaffiliate’s contingent liability protection program for eligible Elite Hosts and Enterprise clients.
“Platform Content” – all text, images, software, trademarks, and branding provided by Unaffiliate.
“User Content” – content posted by Hosts, Guests, or Freelancers.
“Service Fees” – all platform fees including subscriptions, transaction charges, and Trust & Safety Fees.
“Force Majeure Event” – events beyond reasonable control such as pandemics, strikes, cyberattacks, or natural disasters.
You must be 18 years or older.
You must provide accurate, current, and complete information.
You are responsible for maintaining account security.
Unaffiliate may suspend or terminate accounts for violations, expired COIs, failed verifications, fraud, or illegal activity.
Unaffiliate provides an online marketplace for Hosts, Guests, and Freelancers to connect. Unaffiliate is not a party to any agreement between users, except where expressly stated in these Terms.
5. Bookings & Payments
Payments are processed via Stripe Connect (agent-of-payee).
Guests authorize charges; Hosts authorize Unaffiliate to receive and disburse funds.
Trust & Safety Fee (2–4%) applies to all bookings.
Payouts: Basic 5–7 business days; Premium 2–3 business days; Elite priority.
Governed by the Refunds, Cancellations & Dispute Resolution Policy, incorporated by reference.
Host cancellations (including COI expiration) result in full guest refunds.
Guest cancellations follow Flexible, Strict, or Non-Refundable rules.
Host Insurance Obligations: All Hosts must carry CGL insurance and provide valid COI naming Unaffiliate as Additional Insured. Listings without valid COI are auto-paused.
Safety Shield: Provides contingent liability coverage up to $1,000,000 per occurrence for Elite Hosts and Enterprise clients. Funded by Elite subscriptions + Trust & Safety Fee.
Exclusions: illegal acts, intentional harm, pyrotechnics, alcohol without license.
Guests: Must complete ID verification (government ID + valid payment). If failed, booking canceled; refund minus Trust & Safety Fee + processing costs.
Hosts/Freelancers: Background checks optional but included in Premium/Elite tiers.
Compliance: All checks conducted under the Fair Credit Reporting Act (FCRA) with disclosure, consent, and notice process.
Prohibits harassment, hate speech, violence, sexual misconduct, discrimination, or illegal activity.
Violations may result in suspension, termination, or permanent removal.
Users must comply with the Community Standards & Code of Conduct, Guest Rules & Policies, and Experiences Standards & Requirements.
House rules posted on listings are enforceable supplements to these Terms.
User Content: Users retain ownership but grant Unaffiliate a non-exclusive, worldwide, royalty-free license to use, display, and promote content for Platform purposes.
Platform Content: Remains Unaffiliate’s exclusive property.
DMCA: Unaffiliate complies with copyright takedown requests.
The Platform, including all software, source code, databases, design, text, graphics, photos, video, audio, trademarks, service marks, and logos (collectively, “Platform Content”) are the exclusive property of Rapture Enterprise, Inc. and its subsidiaries, including Unaffiliate.
The name “Rapture Enterprise” is a registered trademark of Rapture Enterprise, Inc., protected under U.S. federal trademark law and international treaties.
The name “Unaffiliate”, “Safety Shield”, and other product/service marks are proprietary sub-brands owned and operated under license from Rapture Enterprise.
The Platform is owned by Rapture Enterprise, Inc.
Trademark chain: Rapture Enterprise™ (parent) → Unaffiliate™ (platform) → Safety Shield™ (program).
“Hosted by raptureenterprise” references on listings are branding cues, not endorsements or partnerships.
Certain features of the Platform, including but not limited to fraud detection systems, automated insurance compliance tools, dynamic booking algorithms, and verification models, may be protected by issued or pending patents.
All algorithms, data models, business methods, and trade secrets developed for Unaffiliate are proprietary to Rapture Enterprise and/or Unaffiliate.
Users agree not to copy, reverse-engineer, or reproduce proprietary technologies without written consent.
Users retain ownership of any content they create, upload, or post (listings, images, descriptions, reviews, etc.).
By posting User Content, you grant Unaffiliate and its parent Rapture Enterprise a non-exclusive, worldwide, royalty-free, sublicensable, transferable license to use, reproduce, adapt, distribute, and promote your content in connection with operating, marketing, and improving the Platform.
You warrant that your User Content does not infringe third-party rights (copyright, trademarks, or other IP).
Users may not:
Copy, modify, or distribute Platform Content except as expressly permitted.
Remove copyright, trademark, or proprietary notices from the Platform.
Use bots, scrapers, or automated tools to extract Platform data.
Replicate or exploit the “look and feel” of the Platform for competing services.
Unaffiliate complies with the Digital Millennium Copyright Act (DMCA) and international equivalents. See full DMCA procedure at /help-center/legal-terms/.
“Rapture Enterprise,” “Unaffiliate,” “Safety Shield,” and related marks, designs, and logos are trademarks or service marks owned by Rapture Enterprise, Inc. or its affiliates.
Unauthorized use of these marks is strictly prohibited.
Hosts/Freelancers may state that they “list on Unaffiliate” or “use Rapture Enterprise platforms” but may not imply endorsement, partnership, or ownership of the brands.
All intellectual property rights survive account suspension, termination, or discontinuation of the Platform.
Rapture Enterprise actively enforces its trademark and copyright rights worldwide, including through U.S. federal courts, international trademark registries, and treaties such as the Madrid Protocol and Berne Convention.
By using the Platform, you grant Unaffiliate the right to use your User Content (listings, reviews, testimonials) for marketing, promotional, and social media purposes.
Hosts responsible for reporting and paying all applicable taxes.
Unaffiliate may collect/remit occupancy taxes in certain jurisdictions.
1099-K forms (US) and VAT invoices (EU) issued as required.
Hosts must secure all required licenses, permits, and regulatory approvals (STR registration, event permits, liquor/food/fire permits).
Unaffiliate disclaims liability for host non-compliance.
Background checks, insurance brokers, payment processors, and verification vendors are independent third parties.
Unaffiliate disclaims liability for errors, delays, or failures by such providers.
You agree to indemnify and hold harmless Unaffiliate, its affiliates, officers, directors, employees, and agents from claims, damages, liabilities, and expenses arising from your use of the Platform, violation of these Terms, or third-party disputes.
Unaffiliate is not liable for damages, losses, or claims except as expressly covered by Safety Shield.
Maximum liability limited to amounts paid by user in preceding 12 months.
Unaffiliate is not liable for failure to perform due to Force Majeure Events beyond its reasonable control, including pandemics, natural disasters, cyberattacks, or government restrictions.
Disputes resolved by binding arbitration under AAA/JAMS.
Venue: Wyoming, USA.
Class-action waivers apply.
Opt-out available within 30 days of account creation.
If any provision is unenforceable, remaining provisions remain valid.
Obligations relating to indemnification, liability limits, arbitration, taxes, and IP survive termination.
These Terms, along with incorporated policies, form the entire agreement between users and Unaffiliate.
Unaffiliate may assign or transfer these Terms in the event of merger, acquisition, or sale. Users may not assign without prior written consent.
“Unaffiliate,” its logos, designs, and trademarks are owned by Unaffiliate, Inc.
Unauthorized use is prohibited.
Copyright © [Year] Unaffiliate, Inc. All rights reserved.
Unaffiliate Legal Department
Email: [legal@unaffiliate.co]
Mail: [Company HQ Address]